Payment & Billing

We accept BCBSM PPO plans.

Please note that we are out-of-network for Blue Care Network. It's advisable to review your insurance coverage for out-of-network mental health benefits. We are also more than willing to discuss self-pay options in detail with you.

If you do not want to use your insurance for coverage of your sessions, the rates are $175 for the initial intake (55 minutes) and $155 per 55-minute psychotherapy session after the intake.

EMDR intensives are $600 for 4-hour sessions and $870 for 6-hour sessions.

Per Michigan law, you have a right to receive a good-faith estimate if requested.

Last updated August 31st, 2023

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

We function as an out-of-network provider of psychotherapy. We gladly assist you in seeking reimbursement from your insurance for our services by providing you with a superbill.

To explore your out-of-network benefits for mental health care and the corresponding reimbursement percentages, connect with your insurance provider. Some clients have secured full or partial fee coverage, typically ranging from 60% to 100%. Feel free to reach out if you'd like assistance throughout this process.

If you see PPO on your insurance card, it is likely that you have OON benefits. If you see HMO, Medicaid, or Medicare, then you do not.

This app can help you with submitting your claims without having to mail them: https://reimbursify.com/individual-page/

A credit/debit card is required to be kept on file for all clients.

You may put your FSA/HSA card on file to use towards your copays and deductibles, however, an active credit/debit card is still required to be on file to cover any no-show/late cancellation fees or any fees denied by your HSA/FSA.

For clients using insurance, the billing department will handle claim submission after your session. All copays and deductibles will be charged at the time your session is completed.

If insurance is not being used, your card will be charged the private pay rate after the session.

Your time is valuable, and so is ours.

All counseling sessions require a 48-hour cancellation notice, by email, phone, or text.

Failure to give 48-hour notice will result in a fee of $100.

The fee is not covered by insurance and you will be subject to the private pay rate.

What is a deductible?

A deductible is the initial payment you make for medical services before your insurance starts contributing to cover your medical expenses.

How does it work?

For example, if your insurance plan has a $1000 deductible and you receive a medical bill of $600, you're required to pay the initial $1000. Only after that will your insurance company start assisting with the remaining amount.

What is a copay?

A copay is a set payment you make for a particular service before your insurance contributes to the remaining expenses.

How does it work?

For example, if your insurance plan mandates a $35 copay for a medical visit, you need to pay this amount upfront before your insurance starts covering the remaining charges.

What is coinsurance? What is an out-of-pocket maximum?

Coinsurance represents the percentage of a medical bill you're responsible for when a service is covered by your insurance. An out-of-pocket maximum is the total cost you pay for medical services after fulfilling your deductible.

How do they work?

Imagine you have a $1000 deductible, 20% coinsurance, and a $1,000 out-of-pocket maximum. If you receive a $600 medical bill post-deductible, your 20% coinsurance entails a $620 payment since you haven't reached your $1,000 out-of-pocket maximum yet.

Opting for private pay empowers you to choose your therapy goals and duration without explaining to an insurer. It also ensures greater confidentiality, especially vital for individuals in sensitive roles. Insurance necessitates a mental health diagnosis on your permanent record and dictates session numbers and formats.